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Producer
A term applied to an agent, solicitor or other person who sells insurance.
Exclusion
A contractual provision in an insurance policy that denies coverage for certain perils, persons, property, or locations.
Airbag Deployment
Occurs when the driver, passenger or side airbag has been used or deployed during a crash or other incident.
Venue
The specific county, city or geographical area in which a court has jurisdiction
Collision
Pays for damage to your car caused by a collision with another vehicle or with any other object, regardless who was at fault.
Limited Tort
Offers savings on your premiums. You are still able to recover all out-of-pocket medical and other expenses, however you are not able to recover non-monetary damages or receive payments for pain and suffering unless injuries are defined as serious.
Witness
Person who testifies under oath before a court, regarding what he/she has seen, heard or otherwise observed.
Insured
The person(s) entitled to coverage in case of an accident or loss.
Accident
A collision involving an automobile and anything that causes damage to the automobile, including other automobiles, telephone poles, buildings, and trees.
Commission
That portion of the premium paid to the agent as compensation for his or her services.
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